High Medical Bills? Slash ‘Em Now!

Easy ways to save on healthcare costs

Healthcare is expensive, plain and simple. Yet, by being a savvy consumer, you can slash your medical-related costs in many ways. Consider these tips to lessen the burden that healthcare puts on your wallet:

  • Find a primary care physician and build a solid relationship. A doctor who knows your medical history and you personally will help you make more informed decisions, versus seeing whomever you can find when you need care.
  • Avoid going to the emergency room unless emergency care is absolutely necessary.
  • Adopt a healthy lifestyle. Take your prescription medications, receive routine preventive care and make healthy lifestyle choices to reduce your risk of developing chronic conditions and to control your overall healthcare costs.
  • Visit your primary care doctor before a specialist. If you suffer an injury or illness that may warrant specialized care, visit your primary doctor first so he/she can direct you to the best professional for your circumstances.
  • Do not be fooled by new medications and their miracle cures. If you are taking medications and they are working, do not let fancy drug ads convince you that you need to pay big bucks for something new.
  • Purchase generic drugs when you can.
  • Keep tabs on your medications. If you are and have been taking a medication(s) for a long period of time, reevaluate the necessity of the drug at your stage of life.
  • Evaluate the need for expensive screening tests. Though diagnostic testing can detect diseases in early stages, they can also cause false alarms, unnecessary treatments or a false sense of security (if your tests come back normal). Talk with your doctor about the necessity of these tests before having them.
  •  Do not be fooled by new medications and their miracle cures. If you are taking medications and they are working, do not let fancy drug ads convince you that you need to pay big bucks for something new.
  • Purchase generic drugs when you can.
  • Keep tabs on your medications. If you are and have been taking a medication(s) for a long period of time, reevaluate the necessity of the drug at your stage of life.
  • Evaluate the need for expensive screening tests. Though diagnostic testing can detect diseases in early stages, they can also cause false alarms, unnecessary treatments or a false sense of security (if your tests come back normal). Talk with your doctor about the necessity of these tests before having them.
  • Evaluate the need for expensive testing. An MRI or CT scan may help some, but question your doctor on exactly what the test is going to do for you. Is it really necessary?
  • Give your body time to heal. Instead of running to the doctor after the first onset of an ache, pain or discomfort, wait a bit to see if your body heals on its own. Obviously, if you are experiencing extreme pain or discomfort, seek treatment immediately.
  • Try to stay healthy. Eat right, exercise, get enough sleep and avoid unhealthy habits (smoking, excessive alcohol consumption, etc.) to reduce your overall need for seeking medical care  but question your doctor on exactly what the test is going to do for you. Is it really necessary?
  • Give your body time to heal. Instead of running to the doctor after the first onset of an ache, pain or discomfort, wait a bit to see if your body heals on its own. Obviously, if you are experiencing extreme pain or discomfort, seek treatment immediately.
  • Try to stay healthy. Eat right, exercise, get enough sleep and avoid unhealthy habits (smoking, excessive alcohol consumption, etc.) to reduce your overall need for seeking medical care.
  • Talking with your family and primary doctor about end-of-life issues is important. Since medical care around the end-of-life is expensive, making a living will and providing directions will give the important guidance needed to avoid unwanted care.
This entry was posted in Uncategorized and tagged , , , , , , , , , , , , , , , , , . Bookmark the permalink.

Leave a Reply