Author Archives: fbg123

Adult Children & The Cost of Caring For A Parent

Posted on August 18, 2016 by fbg123

There are about 10 million adults over the age of 50 in the United States who provide care for their aging parents. This group must also be planning for their own retirement and the task of being a primary caregiver … Continue reading →

Posted in Uncategorized | Leave a comment

Read Our September 2016 Newsletter

Posted on August 18, 2016 by fbg123

Taking Responsibility for Your Retirement Fund Pokémon Go: Advice for Parents Green Tea–More Than Just A Drink? SUMMER SQUASH, ITALIAN STYLE

Posted in Newsletter | Tagged , , , | Leave a comment

Does Medicare Cover Long-term Care?

Posted on August 18, 2016 by fbg123

Many Americans are grossly underinsured against the risk of devastating long-term care costs. According to the 2016 annual Cost of Care Survey from Genworth, the average cost for a semi-private room in a long-term care skilled nursing facility is $82,125 … Continue reading →

Posted in Medicare | Tagged , , , , , , | Leave a comment

Important ACA Reporting Requirements for Self-Insured Plan Sponsors

Posted on February 17, 2016 by fbg123

If you are a self-insured employer or other organization that provides minimum essential coverage (as defined in Internal Revenue Code Section 5000A(f) to any individual during the calendar year, you have some reporting responsibilities to the Internal Revenue Service. Furthermore, … Continue reading →

Posted in Healthcare | Tagged , , , , , , , , , | Leave a comment

ACA’s Individual Mandate Penalty “Sharply Increases” In 2016.

Posted on November 6, 2015 by fbg123

National Journal  (11/6, Subscription Publication) reports that the ACA’s penalty for going without health coverage “sharply increases” in 2016 to “$695 per adult and $347.50 per child, or 2.5 percent of a household’s income—whichever is higher.” Whether it spurs people … Continue reading →

Posted in Uncategorized | Tagged , , , , , , , , | Leave a comment

Its time for Open Enrollment

Posted on November 4, 2015 by fbg123

  Please call or email us for a quote. Click here for a quote    

Posted in Uncategorized | Tagged , , , , , , , , | Leave a comment

Understanding Medicare Part D Coverage and Enrollment Options

Posted on September 4, 2015 by fbg123

Understanding Medicare Part D Coverage and Enrollment Options There are two ways to get prescription drug coverage through Medicare. One way is with Part C coverage, which is available through a PPO or HMO plan. These plans offer the same … Continue reading →

Posted in Uncategorized | Tagged , , , , , , , , | Leave a comment

IRS Announces 2016 Contribution Limits for HSAs

Posted on July 1, 2015 by fbg123

The Internal Revenue Service (IRS) has released the allowable contribution limits for health savings accounts (HSAs) for tax year 2016. The announcement also includes the new caps on out-of-pocket costs for high-deductible health plans. Taxpayers must be enrolled in a … Continue reading →

Posted in Uncategorized | Tagged , , , , , , , , , , | Leave a comment

ACA Compliance Deadline, Penalties for Noncompliance, and Transitional Relief for Smaller Employers

Posted on June 16, 2015 by fbg123

The Affordable Care Act is the law of the land – and employers have a lot of work to do to ensure they are in compliance with the employer mandate and other aspects of the sweeping health insurance reform law. … Continue reading →

Posted in Uncategorized | Tagged , , , , , , , , | Leave a comment

6 Most Common Mistakes Medicare Beneficiaries Make

Posted on May 28, 2015 by fbg123

It is important to find the right Medicare plan. Since there are hundreds of policies to consider when choosing and a large amount of information to learn with each one, most people just get frustrated and guess when they choose … Continue reading →

Posted in Medicare | Tagged , , , , , | Leave a comment