Category Archives: Uncategorized

ACA’s Individual Mandate Penalty “Sharply Increases” In 2016.

National Journal  (11/6, Subscription Publication) reports that the ACA’s penalty for going without health coverage “sharply increases” in 2016 to “$695 per adult and $347.50 per child, or 2.5 percent of a household’s income—whichever is higher.” Whether it spurs people … Continue reading

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Its time for Open Enrollment

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Understanding Medicare Part D Coverage and Enrollment Options

Understanding Medicare Part D Coverage and Enrollment Options There are two ways to get prescription drug coverage through Medicare. One way is with Part C coverage, which is available through a PPO or HMO plan. These plans offer the same … Continue reading

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IRS Announces 2016 Contribution Limits for HSAs

The Internal Revenue Service (IRS) has released the allowable contribution limits for health savings accounts (HSAs) for tax year 2016. The announcement also includes the new caps on out-of-pocket costs for high-deductible health plans. Taxpayers must be enrolled in a … Continue reading

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ACA Compliance Deadline, Penalties for Noncompliance, and Transitional Relief for Smaller Employers

The Affordable Care Act is the law of the land – and employers have a lot of work to do to ensure they are in compliance with the employer mandate and other aspects of the sweeping health insurance reform law. … Continue reading

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Filing a Medicare Complaint

Filing a Medicare Complaint If you believe you have not been treated fairly as a Medicare beneficiary, or if you have not received the benefits you believe you are entitled to, you may file a complaint with the Department of … Continue reading

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Special Enrollment Period for Individuals

The Centers for Medicare and Medicaid Services (CMS) announced a new Individual Health Insurance Marketplace Special Enrollment Opportunity beginning on March 15 through April 30. This Special Enrollment Opportunity is for individuals and families who did not have health coverage … Continue reading

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When Urgent Care is a Better Option than the Emergency Room

  When it comes to emergency care and emergency rooms in hospitals, what exactly is a true emergency? It is not uncommon to walk into an emergency room and see an overly-concerned parent bringing in a child with a small … Continue reading

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Buy Your Own Health Insurance – Get a Tax Break

  The government wants you to have health insurance. So much so that it will actually penalize you if you go without health insurance – by as much as 2 percent of your household income in 2015, or $325 per … Continue reading

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Between Jobs? What To Do About Health Insurance

These days it happens more and more. You’ve been downsized, underemployed, divorced from someone with access to group health insurance, or your employer has simply decided to discontinue a workplace plan. What now? Many times, the choice comes down to … Continue reading

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