Category Archives: Uncategorized

Between Jobs? What To Do About Health Insurance

These days it happens more and more. You’ve been downsized, underemployed, divorced from someone with access to group health insurance, or your employer has simply decided to discontinue a workplace plan. What now? Many times, the choice comes down to … Continue reading

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Insurance Agents vs. Payroll Providers – Who Do You Want to Call When Your Business is On The Line?

For many years, insurance agents and brokers have worked side-by-side with payroll service providers, cooperating and combining their separate skill sets for the benefit of their small business clients. In recent years, as competition tightened across the board, we have … Continue reading

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What to Know Before Enrolling in Medicare

  Medicare is the government-sponsored health coverage for people who are 65 years of age or older or those who are under 65 but are disabled. People whose spouses have worked at least 10 years in the United States or … Continue reading

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Voluntary Benefits Menu Is Bigger and Better Than Ever

It turns out that there is life beyond major medical. This is important for employers to take to heart because some of the other forms of employer benefits will soon take on increased importance in the medical insurance landscape in … Continue reading

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Controlling Health Benefit Costs: What We Can Learn from The Best

  For all the difficulties with the rollout of the Affordable Care Act, there has been some good news: The rate of increase in health care spending has slowed to about 5.1 percent between 2012 and 2013 – which is … Continue reading

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Top 10 Health Services Commonly Excluded from Plans

The new Affordable Care Act law does not mean everything will change. Experts say many services that were excluded prior to the law remain unchanged. They examined over 3,000 health plans in 2014 to see which services were the most … Continue reading

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Can you Really Keep your Doctor with a Narrow Network?

One of the key selling points of the Affordable Care Act was the promise that “you can keep your doctor, period.” Not so fast. In fact, millions of Americans who have or will be signing up for medical coverage via … Continue reading

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Working with an Agent Instead of a Navigator has Multiple Benefits

Millions of people will be purchasing health insurance through marketplaces, which are part of the Affordable Care Act provision. In doing this, some consumers face problems with program access due to site failures on the Internet. One option most people … Continue reading

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Who’s Paying for it?

Who is going to pay the bills when they come due for insurance.    People that buy coverage through the and receive a subsidy will be allowed a 90 day grace period to pay premiums.    Typically, the insurance carrier will … Continue reading

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Employer Mandate Delayed

As some of you may be aware the Employer Mandate is being delayed from 2014 till 2015.    This does not effect the individual mandate.  Individuals that do not have insurance will still be required to buy insurance for a … Continue reading

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